Tools
Calculators.
Run the real numbers on your mortgage, your affordability, or a refinance — before we ever get on the phone.
Mortgage Calculators
Run your numbers before we talk.
For Homeowners
For Investors
5.0% down
Estimated Monthly Payment
$2,464
Principal & Interest$1,801
Property Tax$300
Home Insurance$125
PMI$238
Loan Amount
$285,000
Loan-to-Value (LTV)
95.0%
* Estimates only. Actual payments may vary. Property tax and insurance are estimates.
Worth Knowing
- •VA loans don't require PMI — even at 0% down.
- •FHA loans use MIP instead, which often sticks around for the life of the loan.
- •Property tax and insurance vary by county — these are placeholders, not your actual rate.
Quick Tips
- •Get pre-approved before you tour homes — sellers take it more seriously than a pre-qual.
- •A bigger down payment can move your rate, not just your PMI.
- •Ask what programs you qualify for — VA, FHA, and first-time buyer grants can change the math.
These calculators are for estimation purposes only and are not a commitment to lend. Actual rate, payment, and eligibility depend on your full financial profile, credit, and program guidelines.