Chezney's Field Notes

What I'm seeing out there.

Notes on housing, lending, money, and the mood around it.

Latest field note

Why Mortgage Rates Rose Last Week (It Wasn’t Just the Inflation Report)

Rates started last week on a positive note, then moved higher after the PCE report and Fed Chair Kevin Warsh's Jackson Hole speech. Read my thoughts on the situation as a whole and what we can likely expect.

By Chezney Wosick· Aug 31, 2026

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The US Just Bought Yen for the First Time Since 1998. Here's Why That Touches Your Mortgage.

The US and Japan just pulled off their first joint yen-buying intervention since 1998. Here's the plain-language version of what happened, and how it connects to your mortgage rate.

Aug 8, 2026 4 min

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